Adoption of Electronic Banking in Ghana Banking System: A by Dr. David Ackah,Makafui R. Agboyi

By Dr. David Ackah,Makafui R. Agboyi

learn Paper (postgraduate) from the 12 months 2014 within the topic enterprise economics - Banking, inventory Exchanges, coverage, Accounting, grade: A, Atlantic foreign college (School of commercial and Economics), direction: Ph.D. Economics, language: English, summary: digital banking (e-banking) has caused a revolution within the functioning of banks because it deals significant possibilities to banks and their shoppers. This has made the transition to digital banking a need for banks with a purpose to be possible. regardless of its merits, constructing nations nonetheless lag in the back of within the adoption of digital banking. This research as a result seeks to envision the adoption of e-banking within the Ghanaian banking with warranty belief financial institution Ghana restricted (GTBank) because the case research to spot the advantages, demanding situations and significant good fortune components for the adoption of e-banking within the Ghanaian banking undefined. The examine made use of questionnaires and interviews to gather information from employees and shoppers of GTBank. the result of the research indicated that e-banking adoption used to be a enterprise procedure taken by means of the financial institution in accordance with patron wishes and the altering advertising tendencies within the banking undefined. the advantages, demanding situations and demanding luck components of e-banking also are pointed out and mentioned. From the examine it really is seen that incredible benefitssuch as profit new release, development in productiveness and potency in provider supply and price discount rates have been derived from e-banking. the inability of a high-quality know-how infrastructure used to be pointed out as a massive problem of e-banking adoption within the kingdom. The examine even though published that there's a promising destiny for e-banking in Ghana.Some thoughts to augment the adoption of e banking in nation are made in response to this study.

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